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How do I close/cancel a SBI credit card

Here I am not recommended to cancel or close your SBI credit card account. Because I face a lot of problems to close my SBI credit card.
There are not provide no guaranty to provide your complete balance money.
My story:

I have an account 25,000 cash deposited credit card account in SBI bank. I can’t pay my monthly installment. So I decided to close my account. I contact my local SBI bank credit card agent. but they said, “There is no way is available now to close your credit card directly. You need to send a letter about credit card cancellation in Delhi” So I send a letter. but they do not answer me for 2 months. They also charge the fine.
Next, I am trying to solve this problem via email. but it also takes 3 months to close my credit card account. finally, I only got just Rs 105. So consider before close your SBI credit card.
If you want to close your SBI credit card, pay the full installment, and get the full deposit amount.
Email to SBI credit card cancellation.
1.Bank Name
2.IFSC code
3.Branch code
4.Account number
5.Beneficiary Name
6. Scanned letter copy
Bank Name – State Bank of India
IFSC code– Ask your bank. they provide IFSC code
Branch code– Each bank have their own bank code.
Account Number– Your credit card number
Beneficiary Name – your name
Scanned letter copy – write a letter to the SBI credit card to mention your account number, bank information, and reason to close your account. Scan this letter and attach this letter to your email.

SBI credit card cancellation
SBI card cancel
Send these details to [email protected] via your own email address.
or use the ordinary post to close the card.
Postal Address
SBICPSL,
P.O Bag No. 28,
G.P.O,
New Delhi 110001
SBI helpline Numbers
Contact SBI customer care to cancel your SBI credit card. They not cancel your credit card. But they provide detailed instructions to close your credit card.
39 020202
1860 180 1290 (toll-free number only MTNL and BSNL)
Report the series problem to SBI notal officer via email
If they not provide any proper response contact [email protected].
There is no SBI credit card closing forum available on their official website.
Email Format:-
Dear Sir / Madam,
I want to close my credit card account because I cannot make payment properly. The card is based on a monthly payment of 2500 EMI per month.
Primary Card Number:
Account No:
IFSC code :
Branch code: (Your bank branch code)
Bank Name: State Bank of India
Beneficiary Name: Your Name
Savings Bank Account No:
A scanned copy attached to this mail. I believe you will take action immediately.
Thanking you,
With Regards,
Your Name
or write a letter for closing your SBI account.