5 Best Pet Insurance Companies for your Dogs – 2023

Nowadays taking a pet insurance for your dogs is very important than anything else. Because we can’t predict what will happen next moment. Your dog may meet unexpected illness or accident. At that time if you have an insurance for your dog, you can get a treatment without any worry about money. So choose the best pet insurance for your dog today itself. Here I am going to tell you the top 5 pet insurance companies for your dogs.

1.Petplan Pet Insurance

Petplan is the world’s No.1 pet insurance company. It offers insurance for dogs of any age. You can take an insurance for your dogs from 6 weeks. Its main feature is paperless claims.  The claims for your dogs can be done via a mobile app. It provides 24/7 hours customer care service. Petplan repays even the cost of your dog’s vet exam fees.

How does Petplan work?

If you take an insurance today, it will become effective the next day 12:01 am. When your dog gets ill or injuries, visit any of the licensed veterinarians. Then submit your dog’s medical records and invoice from your mobile app. Petplan almost returns 90% cost of your medical expense. With Petplan, you get an unlimited medical coverage.

Conditions covered by petplan

Conditions Average Cost of Medical expenses        Petplan paid
Allergies               $777              $599
Cruciate Injuries               $3,480              $3,032
lameness               $966              $769
Non-specific GI disease like Vomiting               $850              $665
Cancer (Neoplasia)               $2,033              $1,729
Foreign Body Ingestion               $1,755             $1,479
Periodontal Disease               $846             $661

Conditions can’t be covered by Petplan

Usually, routine care cannot be claimed.

  1. Teeth cleaning
  2. Spaying
  3. Vaccinations
  4. Neutering
  5. The diseases which occurred before taking an insurance policy.

2. Petfirst Pet Insurance

Petfirst offers affordable and customizable insurance plans for your dogs. So protect your dogs and puppies with Petfirst. This insurance policy covers from nose to tail. Pet insurance cost differs by age of the dogs. Pet insurance cost for younger dogs is low than the older on. Because old dogs need higher doses of anesthesia and medicines. It lets you to visit the vet 3 times per year. You can claim more than $700 as the emergency vet bill.

Common conditions covered by Petfirst

      Conditions    Maximum Cost paid by Petfirst
      Ear Infections                        $149.30
      Diarrhea                        $203.14
      Arthritis                        $255.74
      Sprains                        $267.17
     Eye Infections                        $115.45
     Hypothyroidism                        $123.29
     Skin Infections                        $175.97
     Bladder Issues                        $617.17
     Allergies                        $234.84
     Stomach Upset                        $385.46

Conditions covered for puppies

             Conditions     Maximum Cost paid by Petfirst
             Parvo                   $1,108
             Distemper                   $179.93
             Foreign Body Ingestion                   $1,060
             Diarrhea                   $203.14
             Poisoning                   $684.95
             Patella Luxation                   $409.81
             Fracture                   $711.51
            Laceration                   $397.90
            Bite Wound                   $491.25
            Pancreatitis                   $688.75
           Soft Palate Issues                   $452.70
           Vehicular Trauma                   $933.76

Conditions covered for Senior Dogs

       Conditions Maximum Cost paid by Petfirst
      Arthritis                  $255.74
      Vestibular Syndrome                  $508.68
     Periodontal Disease                  $417.17
     Diabetes                  $276.39
     Blindness                  $348.70
     Cancer                  $745.63
     Seizures                  $391.42
    Cataract                  $473.01
    Heart Disease                  $349.60
    Renal Failure                  $485.38
    Tumors                  $547.61
    Dementia                  $218.76
   Addison’s Disease                  $585.89

3. Embrace Pet Insurance

Embrace Pet Insurance covers all of your dog’s unexpected illness and accidents from nose to tail. So protect you dogs and puppies with Embrace pet insurance plan. You can claim up to 90 % of your dog’s medical expense.

How does it work?

Bring your pet to the licensed vet. Fill the claim form and send it to Embrace through E-mail, Fax, or Direct Upload. They will inform you when the process is completed.

Conditions covered by Embrace

  • Cancer
  • Hospitalization and surgery
  • Diagnostic testing
  • Vet’s Exam Fees
  • Er & Specialist care
  • Prosthetic limbs
  • Dental illness
  • Alternative therapies and rehabilitation
  • Congenital conditions
  • Behavioral therapy
  • Chronic conditions
  • Genetic conditions

Conditions not covered by Embrace

  • DNA testing/cloning
  • Pregnancy
  • Breeding
  • Whelping
  • Stem cell therapy
  • Avian flu/nuclear war
  • Illness or injury resulting from racing, cruelty, fighting, and neglecting
  • Injuries made by you or other people deliberately
  • Pre-existing conditions
  • Routine veterinary care
  • Tail docking
  • Ear cropping
  • Dewclaw removal

4. Pets Best Pet Health Insurance

Pets Best provides the best vet care for your dogs and puppies. It will refund your money as quickly as possible. It offers 24/7 hours pet helpline. It give efficient, friendly service. Pet insurance cost depends on your place, pet’s breed & age.

How does it work?

When your dog gets injury or illness bring it to the vet of your choice. After finishing the treatment file a claim by online.  No need to send medical records of your dog. If they ask only, you have to send. They will proceed it within 5 days and deposit the money in your bank account.

Conditions covered by Pets Best

  • Illness
  • Cancer treatments
  • Accidents
  • Prescription medications
  • Dental coverage
  • Euthanasia
  • Coverage for travel
  • Prosthetic devices & wheelchairs
  • Diagnostics
  • Emergency care
  • Hospitalization and surgery
  • Ongoing and chronic conditions
  • Exam fees
  • Physical rehabilitation

Conditions not covered by Pets Best

  • Pre-existing diseases
  • Parasites
  • Non-veterinary costs
  • Food
  • Special Diets
  • Vitamins and supplements
  • Elective & preventive procedures
  • Herbal, holistic, & experimental therapies

5.Healthypaws Pet Insurance

Healthypaws is a No 1 customer-rated pet insurance. It covers the dog’s illness and accidents from head to paw. It returns almost 90% of your money back that you spent for your dog’s treatment.

How does it work?

Bring your dog to the vet. After completing the treatment, just take a photo of your dog’s vet bill. Submit it through mobile app or computer. Then you can see claim status in real time.

Conditions covered by Healthypaws

  • Accidents
  • Cancer
  • Emergency care
  • Surgery
  • Diagnostic treatment
  • Chronic conditions
  • Prescription Medications
  • X-Rays
  • Blood test
  • Hereditary conditions
  • Alternative treatments
  • Hospitalization
  • Congenital conditions

Conditions covered by Healthypaws

  • Teeth cleaning
  • Preventative care
  • Exam fees
  • Pre-existing conditions
  • Vaccinations
  • Spay or neuter procedure
  • Regular checkups

Give a good care for your dog with the best insurance.

About Arun Vasudev N

Arun Vasudev N is a Blogger, Programmer and Former Multimedia Trainer. He have 12 years experience in computer field.

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